B2B. Banks

Data Aggregation
for Individuals

Accumulating and processing income and expense data across various banks and e-wallets

Value Proposition

Cross selling, onboarding and loaning made easy with data from banks, brokers, telecom and loyalty
The customer gives consent
to receiving data from third parties
The customer selects
the data source from the list
The data is collected
and displayed to you

Are the customers willing to share their data?

Customers are willing to share if well motivated

70%

Tailored
products

70% for automated
product tailoring

80%

Loaning

80% for loaning
application

50%

Onboarding

50% for a faster
bank switch
1,000,000+ customers

have been sharing their data

Is that secure?

Read-only access:
no transactions are allowed
Security audit completed at Tinkoff,
Modulbank, Otkritie and VTB
Data exchange upon customer’s
consent by accepting the offer
Top-10 banks have been using
the solution for over 3 years
The data is safely encrypted

Шлюз не осуществляет промежуточного хранения данныx

Case Studies

Challenge
Qualitative scoring is impossible
as the bank is unaware
of a customer’s income
Solution
Uploading verified statements from third-party banks without customer getting involved or leaving the application page
Outcome
Loan Portfolio — ↑15%
Loans Issued — from 3% to 10%
Online loans — ↑50%
Challenge
Теряются все данные системы учета финансов (история платежей, бюджеты, цели) при переходе из одной системы в другую
Solution

Перенос истории платежей, чеков, бюджетов, целей из всех банков и приложений учёта финансов всех членов семьи с категоризацией расходов

Outcome

Рост конверсии при переходе из предыдущей PFM в новую на 80%

More cases are available on the full,
desktop version of the site

Data Aggregation
Projects

Implementation

24/7 support
Seamless integration
into the bank's app
By bank choice
There is no need to send your data in response
Stages
  • Signing up, payment — 1 month
  • Integration — 2 weeks

Data Sources

Learn more about
your benefits

B2B. Banks

Data Aggregation
for Individuals

Accumulating and processing income and expense
data across various banks and e-wallets

Value Proposition

Cross selling, onboarding and loaning made easy
with data from banks, brokers, telecom and loyalty
The customer gives consent
to receiving data from third parties
The customer selects
the data source from the list
The data is collected
and displayed to you

Are the customers willing to share their data?

Customers are willing to share if well motivated

1,000,000+ customers have been sharing their data

70%

Tailored
products

70% for automated
product tailoring

80%


Loaning

80% for loaning
application

50%


Onboarding

50% for a faster
bank switch

Is that secure?

Customer Security goes first
Read-only access:
no transactions are allowed
Data exchange upon customer’s
consent by accepting the offer
The data is safely
encrypted
Security audit completed
at Tinkoff, Modulbank,
Otkritie and VTB
Top-10 banks have been using
the solution for over 3 years
Шлюз не осуществляет
промежуточного хранения данныx

Case Studies

Edit

Challenge

Qualitative scoring is impossible
as the bank is unaware
of a customer’s income

Solution

Uploading verified statements from
third-party banks without customer getting involved or leaving the application page

Outcome

Loan Portfolio — ↑15%
Loans Issued — from 3% to 10%
Online loans — ↑50%
Edit

Challenge

Теряются все данные системы учета финансов (история платежей, бюджеты, цели) при переходе из одной системы в другую

Solution

Перенос истории платежей, чеков, бюджетов, целей из всех банков и приложений учета финансов всех членов семьи с категоризацией расходов

Outcome

Рост конверсии при переходе из предыдущей PFM в новую на 80%
Edit

Challenge

Сложный процесс перехода на обслуживание в новое инвестиционное приложение

Solution

Импорт истории сделок из предыдущего брокера

Outcome

Новый клиент с I дня открытия счета
Повышение ARPU, Lifetime и LTV
Кросс-продажи – ↑20%
Конверсия – ↑15%
Edit

Challenge

Сложно разобраться в многообразии условий обслуживания

Solution

Автоматический подбор оптимального тарифа на основании истории операций

Outcome

Увеличение конверсии до 30% за счёт более выгодных условий

Data Aggregation Projects

Previous
Next

Implementation

24/7 support

Stages

  • Signing up, payment — 1 month
  • Integration — 2 weeks
Seamless integration
into the bank's app
По выбору банка
Ваши данные передавать
в ответ не нужно
Previous
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Data
Sources

  • 30+ banks
  • 5+ brokers
  • 4 telecom providers
  • 5+ loyalty programmes
  • Sberbank
  • VTB bank
  • Alfa bank
  • Tinkoff bank
  • МТС
  • Мегафон
  • Теле2
  • Билайн
  • Тинькофф Инвестиции
  • Сбербанк Инвестор
  • ВТБ Мои Инвестиции
  • БКС Мои Инвестиции
  • Магнит
  • Пятёрочка
  • Глобус
  • Дикси

Learn more about
your benefits

Download a presentation
or get in touch