About Us

Founded in 2013, CASHOFF is a fintech company with it’s HQ in London, a strategic centre and development hub in Hong Kong and Moscow respectively.
We have successfully helped 50+ banks and brands worldwide, servicing more than 2m banking customers.
You can find CASHOFF at innovation centres such Level 39 London, Cyberport Hong Kong and Skolkovo Moscow.
Deloitte list CASHOFF as a Top 10 Fintech Company and in 2019 we were awarded by KPMG and Global Banking & Finance Awards. Silicon Reviews named us as one of the 30 Best Asian IT Companies.

Contact Info

Fintech Solutions
For Banks & FMCG Producers

  • Data Aggregation from third parties
  • Data Analysis with full PFM and advanced cross selling
  • Improving customer engagement whilst lowering loyalty program costs

Our Solutions for Banks


Customer Financial Data

Complete customers end data from bank accounts, loyalty programs, e-wallets and utility accounts

Improve Credit Scoring Decisions

Advanced credit scoring for accurate and fast lending decisions

Increase cross selling opportunities

Utilize data for better cross selling of banking products


Smart Advice

Timely and personalised offers tailored to individuals


Set Goals and Budgets with full data analysis reports

Data Enrichment

Categories customization, merchant logo's and item identification

Our Solutions for FMCG Producers

Customer Acquisition

Cashback 2.0

  • Lower customer acquisition costs with a cashback per-item model
  • Advanced consumer targeting – including geolocations, extensive consumer profiling and demographics
  • Increase sales by gamification, social interactions questionnaires and polls
  • Additional advertising opportunities to niche target segments via SMS, email, Social and Push Notifications

You can help customers in real-time across all of your channels from email, social, website, iOS, and Android apps.


We are proud of being listed as

Deloitte Top 10 Fintech Companies Award

TOP 10 Fintech Services Companies in UK

KPMG Digital Innovation Award

Silicon Review 30 Best Tech Companies in Asia


Clients and partners about us

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Introducing banking data aggregation for our business customers is yet another step on Otkritie's journey towards open banking environment. Thanks to the financial innovations, we are now able to offer a brand-new service to our customers, including more affordable loans and convenient multi-banking.

Nadezda Dubikova

PO at Online Business Development Department in Otkritie

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Back in 2018, Modulbank decided we wanted to convert the entire loan portfolio into automatically issued loan products that do not require any manual processing of a wealth of documentation. March this year saw the release of Modulcredit which adheres to the principle. This was largely possible thanks to CASHOFF's technology.

Anton Lipatov

CFO Modulbank

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Retail is one of Novikom's most promising lines of business. Therefore we are in continuous search for new solutions that would spark interest among our customers. I'm convinced that item-based cashback will become an effective tool for the development of customer loyalty. Our colleagues at CASHOFF has developed technologies of data consolidation and enrichment all the way to e-receipts, as well as the AI, that bring the bank closer to every customer. "Smart Advice shapes a unique customer experience while PFM ensures the service is every user friendly, which we truly appreciate!

Evgeniy Gladilin

Head of Retail Department at Novikombank

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The service integration into the bank's mobile apps was fast and smooth. We have managed to enhance our app with new features as quickly as in one month after the implementation started thanks to the professionalism of CASHOFF's team.

Anton Turzhanskiy

Deputy Head of Banking Systems Development and Support Unit at IT Infrastructure Department RRDB

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With CASHOFF and the partnered brands, we are able to offer additional cashback on our customers' shopping routine. This is a win-win deal: the customers earn more rewards yet sticking to their habits and pay for their purchases with VTB bank cards; brands get exposure to the Multibonus marketplace and an opportunity to use direct marketing tools to promote their products among the banking audience, and the bank enjoys an enhanced loyalty program.

Roman Sinenko

Head of the Multibonus loyalty program at VTB

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We are offering a service that highlights customers' expense patterns and helps identify their needs. These data enable the customers to manage their family finances more effectively. We give hints as to how they can cut down on fees and save up more by connecting their near and dear to the family budget. We are working to increase financial awareness among our customers and find daily evidence that managing your budget together as a family is even more efficient.

Yulia Fomina

Marketing Director at SBI bank

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The Skrepka service comprises a mobile app, a lender's personal account, a settlement system between the lender and the borrower, the integration and security systems, and uses CASHOFF's technology of receipt recognition and brand-funded cashback rewarding. Our service plays its responsible part in society by helping people on low income to decrease their financial burden. We appeal to food and goods manufacturers, as every time the borrower purchases your item they will be reducing their debt. I am confident that this will be remembered and appreciated.

Alexey Shumilin

Co-founder at FUNDWIZER Holding AG

Contact us to see how
we can help you too