Data
aggregation

across retail and SMEs

Data Aggregation
Layout (8 steps)

Data exchange takes place between
Client of the Bank, Bank and Data Source

1/8

Bank customer
Selects a bank
to upload data from

2/8

Bank

Receives customer consent to uploading data from third-party banks

3/8

Bank customer

Authorization

4/8

Bank

A request to authorize the customer
in a third-party bank

5/8

Data source
Customer
Authorization

6/8

Bank customer

Display

7/8

Bank

Receives data for scoring, monitoring and accounting purposes

8/8

Data source

Uploading accounts, cards, statements, payment templates

Key Accounts

Data Aggregation

For various business segments

Data Aggregation

across retail and SMEs

Data Aggregation Layout

1. Customer
2. Bank
3. Data Source
Selects a bank
to upload data from
Receives customer consent
to uploading data from
third-party banks
Not involved
Authorization
A request to authorize
the customer in
a third-party bank
Customer
Authorization
Display
Receives data for scoring,
monitoring and accounting
purposes
Uploading accounts, cards,
statements, payment
templates

Key Accounts

Data
Aggregation

For various business segments
Depending on
the segment,
the product has
its own features