B2B. Banks
Data Aggregation
for Businesses
Accumulating and processing income and
expense of clients from different banks
expense of clients from different banks
Value Proposition
A solution for financial monitoring of, loaning and onboarding new corporate customers through embracing their bank data
Businessman gives consent
to receiving data from third parties
to receiving data from third parties
Businessman selects
the data source from the list
the data source from the list
The data is collected
and displayed to you
and displayed to you
Are the customers willing to share their data?
Businessmen are willing to share if well motivated
60%
Financial
Monitoring
60% for financial
monitoring
monitoring
85%
Loaning
85% for loaning
application
application
40%
Onboarding
40% for a faster
bank switch
bank switch
1,000,000+ business
have been sharing their data
How safe is it?
Read-only access:
no transactions are allowed
no transactions are allowed
Security audit completed at Tinkoff,
Modulbank, Otkritie and VTB
Modulbank, Otkritie and VTB
Data exchange upon customer’s
consent by accepting the offer
consent by accepting the offer
Top-10 banks have been using
the solution for over 3 years
the solution for over 3 years
The data is safely encrypted
No Staging Customer Data
Cases
Challenge
Every second entrepreneur has to face financial monitoring issues. The business is at a standstill as unfreezing the account may take some time
Solution
Instant aggregation of verifiable
data from third-party banks online
data from third-party banks online
Outcome
- 80% monitoring issues resolved
- Decision-making time decreased
from 2-3 days to a couple of minutes
Challenge
The customer may attempt to falsify verifying docs or leave the application page to never return
Solution
Data Aggregation of verifiable statements from third-party banks without engaging the customer
Outcome
- Loaning portfolio increased by 15%
- A tenfold increase in the
Lead-to-Application conversion - Loans Conversion boosts
from 3% to 10% - Increased online loaning value by 50%
More cases are available on the full,
desktop version of the site
desktop version of the site
Data Aggregation
Projects
Implementing
24/7 support
Stages
- Signing up, payment — 1 month
- Integration — 2 weeks
Data Sources
Banks / Data Aggregation
/ SME
B2B. Banks
Data Aggregation
for Businesses
Accumulating and processing income and
expense of clients from different banks
expense of clients from different banks
Value Proposition
A solution for financial monitoring of, loaning and onboarding
new corporate customers through embracing their bank data
new corporate customers through embracing their bank data
A business gives consent
to receiving data from third parties
to receiving data from third parties
A business selects
the data source from the list
the data source from the list
The data is collected
and displayed to you
and displayed to you
Are the customers willing to share their data?
Businessmen are willing to share if well motivated
1,000,000+ businessmen have been sharing their data
60%
Financial
Monitoring
60% for financial
monitoring
monitoring
85%
Loaning
85% for loaning
application
application
40%
Onboarding
40% for a faster
bank switch
bank switch
Is that secure?
Customer Security goes first
Read-only access:
no transactions are allowed
no transactions are allowed
Data exchange upon customer’s
consent by accepting the offer
consent by accepting the offer
The data is safely
encrypted
encrypted
Security audit completed
at Tinkoff, Modulbank,
Otkritie and VTB
at Tinkoff, Modulbank,
Otkritie and VTB
Top-10 banks have been using
the solution for over 3 years
the solution for over 3 years
No Staging
Customer Data
Customer Data
Cases
Challenge
Every second entrepreneur has to face financial monitoring issues. The business is at a standstill as unfreezing the account may take some time
Solution
Instant aggregation of verifiable data
from third-party banks online
from third-party banks online
Outcome
- 80% monitoring issues resolved
-
Decision-making time decreased
from 2-3 days to a couple of minutes
Challenge
The customer may attempt to falsify verifying docs or leave the application page to never return
Solution
Data Aggregation of verifiable statements from third-party banks without engaging the customer
Outcome
- Loaning portfolio increased by 15%
-
A tenfold increase in the
Lead-to-Application conversion - Loans Conversion boosts from 3% to 10%
- Increased online loaning value by 50%
Challenge
Complicated bank switch
Solution
Aggregating data from the previous bank (transaction history, payment templates, notes)
Outcome
-
The customer is actively engeged
from the very first day of joining -
Increased cross-sales by 20%
with enriched CRM - Increased ARPU and LTV
Projects with Data Aggregation
Previous
Next
Implementing
24/7 support
Stages of implementation
- Signing up, payment — 1 month
- Integration — 2 weeks
Previous
Next
Data source
banks
The largest banks
in Russia and the CIS
in Russia and the CIS
- Sberbank
- Alfa Bank
- VTB Bank
- Delobank
- Modulbank
- Tinkoff Bank
- Tochka
- Otkritie
- Promsvyazbank
- Raiffeisenbank
- Uralsib Bank
- Rosbank
- Avangard Bank
- Sphere Bank
- Loko Bank
- Contour Bank
- UBRiR
- RNKB
Learn more about
your benefits
