Data Aggregation
Layout (8 steps)
Data exchange takes place between
Client of the Bank, Bank and Data Source
Client of the Bank, Bank and Data Source
1/8
Bank customer
Selects a bank
to upload data from
to upload data from
2/8
Bank
Receives customer consent to uploading data from third-party banks
3/8
Bank customer
Authorization
4/8
Bank
A request to authorize the customer
in a third-party bank
in a third-party bank
5/8
Data source
Customer
Authorization
Authorization
6/8
Bank customer
Display
7/8
Bank
Receives data for scoring, monitoring and accounting purposes
8/8
Data source
Uploading accounts, cards, statements, payment templates
Key Accounts
Data Aggregation
across retail and SMEs
Data Aggregation Layout
Selects a bank
to upload data from
to upload data from
Receives customer consent
to uploading data from
third-party banks
to uploading data from
third-party banks
Not involved
Authorization
A request to authorize
the customer in
a third-party bank
the customer in
a third-party bank
Customer
Authorization
Authorization
Display
Receives data for scoring,
monitoring and accounting
purposes
monitoring and accounting
purposes
Uploading accounts, cards,
statements, payment
templates
statements, payment
templates
Key Accounts
Data
Aggregation
For various business segments
Depending on
the segment,
the product has
its own features
the segment,
the product has
its own features
Data Aggregation
for various business segments
